Buying a flat or building your home in Bangalore?
Velvet Finances is associated with all leading banks — compare offers, get the lowest rate, and fast approval. One advisor, no runaround.
- ✓ Associated with all leading banks
- ✓ Approval in as little as 48 hours*
- ✓ Loans ₹10L – ₹50Cr
*Subject to document verification and lender policy.
By submitting, you agree to be contacted by Velvet Finances regarding your loan enquiry.
0+
Bangalore families helped
All
Leading banks & NBFCs
0 hrs*
Average approval time
₹10L–50Cr
Loan range
Local Expertise. Honest Advice. Faster Approvals.
Velvet Finances is an authorised DSA (Direct Selling Agent) — not a bank. We're associated with all leading banks, so we find you the right loan and stay with you right through disbursal.
Local Know-How
We understand Bangalore's micro-markets, RERA approvals, and BBMP/BDA khata types — and which lenders move fastest for which localities.
Associated With All Leading Banks
No single-lender bias — we compare offers across every major bank so you get the best rate, not just the first one.
Transparent, No-Surprise Pricing
Clear breakup of interest rate, processing fee, and charges upfront. No hidden costs, no last-minute surprises.
End-to-End Support
From document checklist to legal & technical verification to disbursal — one point of contact throughout.
Loans to Buy Your Flat or Build Your Home
Flat / Apartment Purchase Loan
Finance for ready-to-move-in or under-construction apartments across Bangalore — new bookings and resale. Loans up to 90% of property value.
Home Construction Loan
Own a plot and planning to build? Get financing for constructing your independent house or villa, disbursed in stages as construction progresses.
Slide to see your EMI
Drag the sliders — the number updates instantly. This is a quick estimate; your exact offer depends on the bank and your profile.
Estimated monthly EMI
₹39,216from 7.15% p.a.*
*Indicative only. Actual rate and EMI depend on lender policy and your credit profile.
A Straightforward, 4-Step Process
Apply Online
Share basic details — loan type, amount, and locality. Takes under a minute.
Document Pickup & Verification
Our team collects documents and coordinates verification, digitally or in person.
Offer Comparison
We present offers from multiple banks side-by-side so you pick the best rate.
Disbursal
Legal & technical checks complete, and the loan is disbursed to the seller/builder.
Simple Eligibility. Minimal Paperwork.
Salaried professionals (21–60) and self-employed individuals/business owners (25–65) can apply, with co-applicants welcome to boost eligibility and loan amount.
Salaried Applicants
- ✓PAN & Aadhaar
- ✓Last 3 months' salary slips
- ✓Form 16 / last 2 years' ITR
- ✓Bank statements (6 months)
Self-Employed Applicants
- ✓PAN & Aadhaar
- ✓Last 2 years' ITR & financials
- ✓Business proof (GST/registration)
- ✓Bank statements (12 months)
A dedicated advisor will confirm your exact document list once you share your loan type.
Home Loan Questions, Answered
Generally, lenders offer loans where the EMI doesn't exceed 40–50% of your monthly income, subject to existing obligations. Talk to an advisor for an exact figure.
Let's Get You Home
Whether you're buying your first flat or building your dream home — our Bangalore-based advisors are ready to help, at no cost to you.
By submitting, you agree to be contacted by Velvet Finances regarding your loan enquiry.